Liberty Mutual is one of the largest car insurance companies in the country, as we all know, many lenders will request you to add comprehensive coverage in your policy when buying a new car. So that's why we're going to talk about the average price of a comprehensive car insurance cost from Liberty Mutual, what it covers and what not.
What is Comprehensive Car Insurance?
Comprehensive car insurance is a coverage option that will protect your vehicle against the following possible scenarios:
Acts of God. Hitting a deer, fire, flood, hurricanes, tornados, earthquakes...
Vandalism. For example: if your ex-espouse wants to revenge you, and scratches your vehicle destroys your windshield, tires or the hood of the car, comprehensive car insurance from Liberty will cover it
Theft. If someone steals your vehicle and suffer any accident while is stolen, your comprehensive car insurance will cover it.
How Much Does Liberty Mutual Comprehensive Car Insurance Cost?
Many factors will affect on your comprehensive car insurance cost from Liberty Mutual such as: your age, gender, marital status, driving record, your car's make and model, your claim history, your zip code, your credit score, or your marital status among others.
I calculated the comprehensive carinsurance cost on Liberty Mutual for a 35-year-old driver with a clean record, driving a Subaru Outback and it showed me $158 per month.
What Does Liberty Mutual Comprehensive Car Insurance Cover?
Liberty Mutual's comprehensive car insurance covers many scenarios, including theft, vandalism, and acts fo God (hurricanes, fire, flood, hails, earthquakes). It also covers damage from animals, falling objects and civil circunstances (such as a broken pipe throw all the water in your vehicle and your engine gets damaged by water). In addition, if your car is stolen and not recovered, Liberty Mutual will reimburse you up to $60 for the cost of a rental car for up to 30 days.
Important: Liberty Mutual's comprehensive coverage won’t cover damage caused by a collision. For that, you would need to add collision coverage to your policy.
How Does Liberty Mutual Compare to Other Providers?
So we want to know how good Liberty Mutual is compared to ther car insurers, to do so, we will look for some main factors when buying a comprehensive car insurance policy like they cost, coverage options, and customer claim satisfaction levels.
Liberty Mutual has similar rates compared to other major car insurers when talking about comprehensive coverage, but they offer less coverage options than car insurers. For example, Liberty Mutual does not offer accident forgiveness.
However, Liberty Mutual's customer satisfaction rate is 873 out of 1000 by J.D. Power, their financial strength is A rated by AM Best. So why should you buy comprehensive car insurance from Liberty Mutual? That is a great question, and there is a great answer for that, their strength comes on replacements, they offer better prices on old car's replacements, they also provide special coverage throught MexPro when taking your car from Mexico.
Conclusion:
The average cost of comprehensive car insurance from Liberty Mutual for a 35-year-old driver with a clean record, no claim history, driivng a Subaru Outback is $158 per month. If your car is stolen, they also offer rental car reimbursement up to $60 for 30 days. Remember: many factors will affect on your comprehensive car insurance rates like your age, gender, marital status, your vehicle's make and model, or your driving records among others. You can also get special coverage for vehicles through MexPro, and they get better coverage when we talk about replacements for old cars.
FAQs
Q: Does Liberty Mutual offer accident forgiveness?
A: No, Liberty Mutual does not offer accident forgiveness as part of their coverage options.
Q: Does Liberty Mutual offer roadside assistance?
A: Yes, Liberty Mutual offers roadside assistance as an optional add-on to their coverage.
Q: Does Liberty Mutual offer discounts for safe driving?
A: Yes, Liberty Mutual offers a safe driver discount for drivers who have a clean driving record.
Q: How can I get a quote for Liberty Mutual car insurance?
A: If you can get a quote for Liberty Mutual car insurance just visit their website or call any of their car insurance agents and they will gladly help you on that.
Other readers were also interested in some of the following posts:
How Much is Progressive Comprehensive Car Insurance?
How Much is Eire Car Insurance Comprehensive Car Insurance?
No comments:
Post a Comment