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 Geico takes really serious to protect our vehicles against any sort of possible accidents that's why the comprehensive car insurance plan from Geico works such good. As we all know Geico stands out for their large amount of discounts available, making them one of the best options for drivers who are looking for cheap but good quality coverage for their cars.

Geico offers the best discounts for any of their customers, making their comprehensive coverage's cost so cheap

They're one of the car insurance companies with the cheapest policy prices in the USA so that’s why in this article, we will provide a Geico's comprehensive car insurance coverage review and its cost.

What is Comprehensive Car Insurance?

Comprehensive car insurance, also known as "full coverage," is a type of car insurance policy that provides protection for a wide range of perils, including theft, fire, natural disasters, and other non-collision damages. This coverage is designed to protect your vehicle against damages that are not covered by collision insurance, such as theft, vandalism, or falling objects.

What Does Geico Comprehensive Car Insurance Cover?

Geico comprehensive car insurance covers a wide range of perils, including:

  • Theft

  • Fire

  • Natural Disasters (such as hail, wind, and hurricanes)

  • Vandalism

  • Falling objects (such as trees or rocks)

  • Glass breakage

  • Wildlife collisions

  • Floods

  • Earthquakes

Additionally, Geico's comprehensive car insurance coverage includes liability protection, which covers the costs associated with any damage you may cause to another person's vehicle or property while driving your car.

What are Geico's benefits when buy Comprehensive Car Insurance? 

Geico is that Car Insurance company we all remember from their funny commercials, but also for their great discounts. Geico offers the best price for drivers with poor credit score, and that is something you must consider when buying comprehensive car insurance for your car. In addition, Geico also offer other coverage otptions like emergency roadside assistance, rental reimbursement or windshield coverage.

How Much Does Geico Comprehensive Car Insurance Cost?

As we said above, Geico comprehensive car insurance is one of the cheapest price in the USA. However, to give you an accurate price for your policy, you must know there are many factors that would affect on its final price such as: your driving history, your vehicle's model/make or your age/gender/marital status. On average, a 35-year-old driver with a clean record driving a Subaru Outback will pay $148 per month for a Geico's comprehensive car insurance policy.

If you want to know how much would you pay in Geico for your comprehensive car insurance, you only have to visit their Geico’s car insurance calculator. Introduce the information required and they will provide you the best price for your comprehensive coverage policy. 

How good is the Comprehensive Car Insurance cost from Geico compared to  other Car Insurers?

I've been using the same information to check the average cost of a comprehensive car insurance in the country: 35-year-old driver with clean record, driving a Subaru Outback. So using this information I will show some of the most well-known car insurance companies that offer comprehensive car insurance:

  • USAA: $158 per month. They offer great discounts and their claim satisfaction rate is the highest in the country, but it's only available for drivers with military ties.
  • Progressive: $136 per month, They cover your pet in case you suffer an accident with your car, and you can add rideshare on your policy, but their customer service is not very reliable.
  • Geico: $148 per month. Geico offer the best price for poor credit score drivers in the country, but they don't offer gap insurance, and they run short of local agents.
  • Nationwide: $116 per month. They have the cheapest car insurance for students but their reviews in are not that good.
  • State Farm: $158 per month, it's your best choice when you have driven with a suspend license or after a hit-and-run. but they don't offer gap insurance as coverage option, so you're asking lenders some money to buy your car, and for any case your car gets totaled right after leaving the dealership, and you will still have to pay the loan.

Factors That Affect the Cost of Geico Comprehensive Car Insurance

There are several factors that can impact the cost of your Geico comprehensive car insurance coverage, including:

  • Your car's make and model: The type of car you drive can impact the cost of your comprehensive coverage. A Subaru Outback cost less to insure than a Ford Mustang, their safety devices, their engine power are not the same, and if your vehicle is likely to steal, you will pay more for your premiums.

  • A clean driving record will always make your premium decrease, even a 40-year-old driver with a poor credit score but a clean driving record will always pay less than someone with a good credit score with some speeding tickets.

  • Your age takes a significant part on how much will your comprehensice car insurance cost. Teen drivers will always pay way more than a 50-year-old-driver. The more experience driving you have on the road, the least you will pay for your premiums.

  • Your zip code can also impact the cost of your comprehensive car insurance. For example, someone who live in Los Angeles will always pay more than someone who live in Saint hellena. The more people living in the city you live, the more chances to suffer an accident.

How to Save Money on Geico Comprehensive Car Insurance

There are several steps you can take to lower the cost of your Geico comprehensive car insurance coverage, including:

  • Maintaining a clean driving record: Avoiding accidents and traffic violations can help you qualify for lower insurance rates.

  • Bundling your insurance policies: Geico offers a variety of insurance products, including home and renters insurance, life insurance, and more. By bundling your insurance policies with Geico, you can often qualify for discounts on your comprehensive car insurance coverage.

  • If you increase your policy’s deductible you make your premiums will be reduced, so if you’re a good driver, and you can pay more deductibles, you should increase it.

  • Geico offers a lot of discounts to its customers, such as: good student, good driver, federal worker, multi-car, safe driver, paperless, early renewal, pay-in-full, homeowners-car bundle, and a large etc.


Geico is one of the most well-know car insurance due their cheap price and large amount of discounts, their comrehensive car insurance cost on average is $148 per month for a 35-year-old driver with a clean record driving a Subaru Outback. There are many factors that will affect on the price for example, the city or town you live will affect on your rates, the vehicle's make and model, your claim history or your driving records will also affect it. There are many ways to decrease your comprehensive car insurance premiums such as: bundling your policies, taking safe driver courses, or qualify for their discounts.


Q: Is Geico comprehensive car insurance required by law?

A: No, comprehensive car insurance is not required by law. However, it is highly recommended for car owners to have comprehensive coverage to protect their vehicles against potential damages and losses.

Q: Does Geico comprehensive car insurance cover collision damages?

A: No, comprehensive car insurance does not cover collision damages. For protection against collision damages, you will need to purchase collision insurance coverage.

Q: How do I file a claim for damages covered by my Geico comprehensive car insurance?

A: Filling claims for damages covered by your Geico comprehensive car insurance is really simple, you can contact a Geico representative or use the Geico's online claim tool. The Geico representative or online tool will guide you through the process of filing a claim and help you understand what information and documentation you will need to provide.

Q: Does Geico offer discounts for good drivers?

A: Yes, Geico offers discounts for good drivers, including discounts for drivers who have maintained a clean driving record for a certain period of time. To learn more about the discounts available to you, contact a Geico representative or visit the company's website.

Q: Can I add comprehensive car insurance coverage to an existing Geico policy?

A: Yes, you can add comprehensive car insurance coverage to an existing Geico policy by contacting a Geico representative or using the company's online tool.

Other readers were also interested in the following posts:

Where to get Comprehensive car insurance?

How Much is Allstate Comprehensive Car Insurance?  

How Much is USAA Comprehensive Car Insurance?

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