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 Eire Car Insurance is one of the best choices for you when you need a comprehensive car insurance. This car insurance stablished in Pennsylvania has almost 100 years of experience and it's only available in 12 states. In this article, we'll take a closer look at what Eire Mutual Comprehensive Car Insurance has to offer and how much it costs.

Eire car insurance offers the best price for those drivers with bad driving record but also they also offer the best price for comprehensive coverage

What is Eire Car Insurance Comprehensive Car Insurance

Eire Car Insurance is an insurance company based in Pennsylvania that provides a range of insurance products, including car insurance. Their Comprehensive Car Insurance policy offers a high level of coverage for your vehicle, including protection against damage from accidents, theft, and fire.

What Does Eire Car Insurance Comprehensive Car Insurance Cover

Eire Car Insurance’s Comprehensive Insurance covers a wide range of eventualities, including:

  • Damage to your vehicle caused by an accident or collision

  • Theft of your vehicle or its parts

  • Fire damage to your vehicle

  • Liability for injury or damage to others or their property

  • Damage to your vehicle caused by natural events, such as storms or flooding

  • Personal accident cover for the policyholder and named passengers

How Much Does Eire Insurance Comprehensive Car Insurance Cost

Eire Car Insurance’s Comprehensive Insurance cost varies depending on a number of factors, including the make and model of your vehicle, your driving history, and your level of coverage. On average, a 35-year-old driver with a clean record driving a Subaru Outback will pay $178 per month on Eire Car Insurance.

Discounts and Special Offers

Eire Car Insurance offers a range of discounts and special offers to help make their car insurance more affordable. As follows:

  • If you are a good driver and you have good driving record and you haven't filed any claims before, you may be eligible for a no claims discount on your premium.

  • If you have 2 or more vehicles, then you can get a multi-car discount by insuring all of your vehicles with Eire Mutual.

  • If you have named a driver on your policy who has a good driving record, you may be eligible for a discount on your premium.

  • Eire Insurance also provide you accident forgiveness, if you have been qualified to this and you have filed a claim, then your rates won’t increase.

  • If you set auto pay or paying in full for your car insurance premiums, then you will also obtain a good discount.

  • Good students will also obtain discounts.

How is Eire Insurane's comprehensive coverage compared to Geico and Progreesive?


  • Reputation: Geico is known for its humorous and memorable advertising campaigns, as well as its low rates and user-friendly website.

  • Financial Stability: Geico is a subsidiary of Berkshire Hathaway, which is one of the most financially stable companies in the world.

  • Market Share: Geico is the second largest car insurance provider in the US, with a market share of around 13%.


  • Reputation: Progressive is known for its innovative use of technology, including its Snapshot program, which monitors driving behavior to help reduce rates for safe drivers.

  • Financial Stability: Progressive is a publicly traded company with a strong financial rating from agencies like A.M. Best and Standard & Poor's.

  • Market Share: Progressive is the fourth largest car insurance provider in the US, with a market share of around 10%.

Eire Insurance:
  • Reputation: Eire excels on their coverage for their collision repair claims in the 12 states where they have presence in the country. They have one of the best prices for high-risk drivers (specially for new drivers or Teen drivers)
  • Financial Stability: Eire Insurance has a financial strength of A+ rated by AM Best. 
  • Market Share: Eire Insurance is the 19th largest car insurance provider in the US with a market share of aroun 1.05%
The best part from Eire Insurance is even being a small car insurance company in the US, they have one of the best complain rates among other big car insurance companies like Geico or Progressive. You can check Eire Car Insurance only had 1 complaint written in  in the past Sep 22nd, 2012. but that was a homeowner's insurance claim, so you can check Wallethub where you can check many complains about not receiving rental car for a certain amount of time, or telling their denied their claims. I show several screenshots from Wallethub.

Bad reveiw from Wallethub

Bad review from Wallethub

Good review from Wallethub

Good Wallethub review

So we can see there are many good and bad reviews in Wallhut, and then we can't be sure how reliable Eire car Insurance is. The fact is according to recent data, Eire Comprehensive Car Insurance has an average claims processing time of just 24 hours, which is significantly faster than the industry average of 48 hours. 

This is due to Eire's investment in cutting-edge technology, including their online claims system, which enables their customers to easily submit and track claims from anywhere, at any time. In addition, Eire car Insurance offers accident forgiveness to qualifying them, which means that they will not be penalized with higher rates after their first at-fault accident. 

This benefit is particularly valuable, as it can help protect your finances. These impressive statistics demonstrate Eire's Car Insurance commitment to providing fast, reliable service and their efforts to support their policyholders in times of need.

When it comes to choosing a car insurance provider, it's important to consider your unique needs and priorities. If you have an excellent driving record and want top-notch coverage and service, Eire Comprehensive Car Insurance may be the right choice for you. On the other hand, if you prioritize low premiums and are willing to sacrifice some coverage and service, Geico may be a better fit. For those who want a balance of coverage and affordability, Progressive may be the way to go. Ultimately, the best car insurance provider for you will depend on your individual circumstances, so it's important to research your options carefully and compare policies and rates to find the right fit.

How to Get a Quote from Eire Mutual

Getting a quote from Eire Car Insurance is easy. Simply visit their website and fill out a quote form with your details. Once you fullfil all the information required, they will send you a quote of your comprehensive car insurance from them.   


Eire Car Insurance offers a great option for those looking for a comprehensive car insurance. Even costing a little more than other car insurance companies in the USA, but they offer great discounts for good drivers, and these discounts increase over time. Remember: Eire Car Insurance offers the best coverage-price for those drivers with violations.


Q: Is Eire Mutual a good insurance company?

A: Eire Mutual is a well-established insurance company with a strong reputation for providing high-quality insurance products at affordable prices. With a wide range of coverage options and discounts available, they're a great option for anyone looking for car insurance.

Q: What is the average cost of Eire Mutual Comprehensive Car Insurance?

A: On average, a 35-year-old driver with a clean record driving a Subaru Outback will pay $178 per month on Eire Car Insurance.

Q: Does Eire Mutual offer discounts for good drivers?

A: Yes, Eire Mutual offers a no claims discount for policyholders who have a good driving record and haven't made any claims on their car insurance.

Q: Can I get a discount for insuring multiple vehicles with Eire Mutual?

A: Yes, Eire Mutual offers a multi-car discount for policyholders who have more than one vehicle insured with them.

Q: Is it easy to get a quote from Eire Mutual?

A: Yes, getting a quote from Eire Mutual is easy. Simply visit their website and fill out a quote form with your details to receive a quote for comprehensive car insurance.

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